Build Real Skills That Actually Matter
Most people think budgeting is about restriction. We teach it as a tool for building the life you actually want. Our program focuses on practical techniques that work in real Australian households, not textbook theories that fall apart when rent is due.
Start Your Journey
How We Structure Learning
Six months sounds long, but we've found it's the minimum time needed to build habits that stick. People who rush through in eight weeks? They're back to square one within three months.
Foundation Phase
You'll spend the first eight weeks understanding where money actually goes. Not judging yourself. Just tracking. Most participants discover they're spending 30% more than they thought on things they don't even remember buying.
Strategy Building
Weeks 9-16 focus on creating systems that work with your actual life. We had someone last year who commuted two hours daily. Her budget looked completely different from the person who worked from home. Both approaches were correct.
Real-World Testing
The final ten weeks? That's when things get interesting. You'll handle unexpected car repairs, birthday months, and all those "budget killers" that pop up. With support. Because that's when people usually give up if they're going solo.
Learn From People Who've Been There
Jasper Kellaway
Former accountant who spent years helping Melbourne families dig out of debt. Now teaches the mindset shifts that actually worked.
Briony Faulkner
Developed our tracking system after working with 200+ Brisbane households. She gets why spreadsheets don't work for everyone.
What Happens Each Month
We meet twice monthly in small groups. Between sessions, you're testing strategies in real life. That's where the actual learning happens.
Months 1-2: Getting Honest
You'll map your current spending patterns without any pressure to change them yet. Most people are surprised by what they find. One participant discovered she was spending $340 monthly on subscriptions she'd forgotten about.
Four guided sessions to build your baseline understanding
Months 3-4: Building Systems
Now you're creating your personal framework. And it might look nothing like the person sitting next to you. We had a freelancer last cohort who needed completely different cash flow strategies than the teacher in the same group.
Three intensive workshops on different budgeting approaches
Months 5-6: Living It
The final stretch is about handling disruptions. Because life doesn't care about your budget. You'll work through scenarios based on what your group is actually facing, not hypothetical textbook problems.
Five problem-solving sessions tackling real challenges
Results From Our 2024 Groups
We tracked participants for six months after program completion. Not just what they reported feeling, but actual behavior changes they could measure.
The most common shift? People stopped treating every financial setback as a personal failure. That mindset change led to better decisions when things got tough.
Tamsyn Hadley
Reduced monthly overspending from $800 to $120 within four months. Still working on it, but the trajectory changed completely after understanding her trigger spending patterns.
Built emergency funds within 8 months
Average weekly time spent on budget maintenance
Still using their systems 6 months later
Median monthly spending reduction identified